Bodily Injury Coverage is required in the state of Florida. Bodily Injury Coverage sometimes called “bodily injury insurance” can protect you financially if you cause physical injury to other people when you are at fault in an accident. Here are some things you should know about Bodily Injury Coverage.


What Is Bodily Injury Coverage?

Bodily Injury Coverage is a type of insurance provided to you by your auto insurance company. It is required by Florida to all drivers operating a motorized vehicle. Bodily Injury Coverage will pay for serious or permanent damage and even death caused to others when you are legally liable, up to the limits of your policy. It will also provide a legal representative if you are sued. The minimum Bodily coverage limit is 10,000 per person and 20,000 per accident. You can increase the limit on your policy to better protect yourself. The limits can range all the way to 250,000 per person and 500,000 per accidents with most insurance companies. There are also some companies that can offer even higher coverages.

Bodily Injury coverage can pay for the following:

  • Medical Expense
  • Funeral Expenses
  • Loss of Income
  • Pain and Suffering
  • Legal Defense

Florida drivers  can be fined, suspension of license or registration if they do not carry at least the minimum coverage required by Florida State Law.


Nichols Insurance Group Can Help You Get Insured And Stay Insured

Based out of Lakeland, Florida, Nichols Insurance Group has served all of Florida, including Polk County for over 20 years!

 Have questions? Contact Us today – we are here to help.

Nichols Insurance

5332 US Highway 98 N

Lakeland, FL 33809

(863) 816-7836

The information, resources, and suggestions written are for informational purposes only. Most information is obtained by sources we believe to be reliable. Nichols Insurance Group LLC will assume no liability for use of this information.